US Patent Issued to Capital One Services on Dec. 30 for "Systems and methods for providing online and hybridcard interactions" (Virginia Inventors)

ALEXANDRIA, Va., Dec. 31 -- United States Patent no. 12,511,639, issued on Dec. 30, was assigned to Capital One Services LLC (McLean, Va.).

"Systems and methods for providing online and hybridcard interactions" was invented by Lara Mossler (Farmville, Va.), Evan Lerner (Midlothian, Va.) and Aravindhan Manivannan (Henrico, Va.).

According to the abstract* released by the U.S. Patent & Trademark Office: "Various embodiments are generally directed to authenticating a user for non-payment purposes utilizing a payment protocol, a computer device and a contactless card. The payment protocol may be consistent with an EMV standard. An application may determine that authorization or verification of a user may be required to access non-payment feat...