ALEXANDRIA, Va., Dec. 31 -- United States Patent no. 12,513,156, issued on Dec. 30, was assigned to Capital One Services LLC (McLean, Va.).

"Dynamic verification of an electronic exchange of information" was invented by Owen Reinert (Queens, N.Y.), Galen Rafferty (Mahomet, Ill.), Samuel Sharpe (Cambridge, Mass.), Brian Barr (Schenectady, N.Y.), Michael Davis (Arlington, Va.) and Justin Au-Yeung (Somerville, Mass.).

According to the abstract* released by the U.S. Patent & Trademark Office: "In some implementations, a verification device may receive a request for an electronic exchange of information. The verification device may receive geographic location information associated with the request for the electronic exchange of information. T...