US Patent Issued to Capital One Services on Aug. 19 for "Systems and methods for debt management with spending recommendation" (Illinois, Tennessee Inventors)

ALEXANDRIA, Va., Aug. 20 -- United States Patent no. 12,393,978, issued on Aug. 19, was assigned to Capital One Services LLC (McLean, Va.).

"Systems and methods for debt management with spending recommendation" was invented by Austin Walters (Columbia, Tenn.), Vincent Pham (Champaign, Ill.) and Jeremy Goodsitt (Champaign, Ill.).

According to the abstract* released by the U.S. Patent & Trademark Office: "A computer-implemented method may include: receiving financial information regarding a user; categorizing transaction information of the user based on the financial information; displaying the categorized transaction information of the user; receiving information regarding at least one financial preference and at least one transaction pref...