ALEXANDRIA, Va., Aug. 20 -- United States Patent no. 12,393,951, issued on Aug. 19, was assigned to Capital One Services LLC (McLean, Va.).
"Methods for enhancing transaction authorizations with device location data" was invented by Abdelkader M'hamed Benkreira (Washington), Joshua Edwards (Philadelphia) and Adam Vukich (Alexandria, Va.).
According to the abstract* released by the U.S. Patent & Trademark Office: "Various embodiments described herein are generally directed to techniques for managing fraud rules and generating authentication directions according to location data from one or more client devices. Embodiments may include using a payment server informed by a client device application to manage and/or apply fraud rules for trans...