US Patent Issued to Capital One Services on Aug. 12 for "Methods and arrangements for a payment instrument with a unique design" (New York, Massachusetts, Pennsylvania Inventors)

ALEXANDRIA, Va., Aug. 12 -- United States Patent no. 12,387,198, issued on Aug. 12, was assigned to Capital One Services LLC (McLean, Va.).

"Methods and arrangements for a payment instrument with a unique design" was invented by Tyler Maiman (Melville, N.Y.), Kevin Osborn (Newton Highlands, Mass.) and Joshua Edwards (Philadelphia).

According to the abstract* released by the U.S. Patent & Trademark Office: "A payment instrument comprising a bottom layer; one or more intermediate layers, wherein at least one of the one or more intermediate layers comprises: a chip comprising a processor and memory; an antenna coupled with the chip; an absorbent medium; and one or more reservoirs comprising beads, each of the beads comprising dyes of one or ...