US Patent Issued to Capital One Services on April 29 for "Computer-based systems configured for efficient and secure multi-user electronic activities and methods of use thereof" (Virginia, Maryland, New York Inventors)

ALEXANDRIA, Va., June 9 -- United States Patent no. 12,287,890, issued on April 29, was assigned to Capital One Services LLC (McLean, Va.).

"Computer-based systems configured for efficient and secure multi-user electronic activities and methods of use thereof" was invented by Latika Gulati (Vienna, Va.), Michael Wolf (Ellicott City, Md.) and Lin Ni Lisa Cheng (Great Neck, N.Y.).

According to the abstract* released by the U.S. Patent & Trademark Office: "Systems and methods of the present disclosure enable split communication routing. A communication request associated with an electronic activity is received, the communication request specifying a virtual token and a data content, where the virtual token is a proxy for multiple actual data...