ALEXANDRIA, Va., June 9 -- United States Patent no. 12,287,856, issued on April 29, was assigned to Capital One Services LLC (McLean, Va.).
"Computer-based systems applying textual embedding space software engines to authentication question and answers for identifying a user and methods of use thereof" was invented by Kevin Osborn (Newton Highlands, Mass.) and Brian McClanahan (Hyattsville, Md.).
According to the abstract* released by the U.S. Patent & Trademark Office: "A method and system performed by a processor includes receiving from a verified user, an authentication answer for identity-authentication questions. An authentication answer embedding vector in a textual embedding space is generated by inputting each authentication answe...