US Patent Issued to Capital One Services on April 22 for "URL-based authentication for payment cards" (Virginia, Maryland Inventors)

ALEXANDRIA, Va., June 6 -- United States Patent no. 12,284,183, issued on April 22, was assigned to Capital One Services LLC (McLean, Va.).

"URL-based authentication for payment cards" was invented by Paul Moreton (Glen Allen, Va.) and Jeffrey Rule (Chevy Chase, Md.).

According to the abstract* released by the U.S. Patent & Trademark Office: "Systems, methods, articles of manufacture for authentication of payment cards. A server may assign, in a database, an expected card identifier to a contactless card, the contactless card associated with an account. The server may receive, from a client device, a request comprising a uniform resource locator (URL), a parameter of the URL comprising a card identifier, wherein the URL is transmitted by ...