US Patent Issued to Capital One Services on April 1 for "Utilizing machine learning models to characterize a relationship between a user and an entity" (Virginia, North Carolina Inventors)

ALEXANDRIA, Va., April 2 -- United States Patent no. 12,265,892, issued on April 1, was assigned to Capital One Services LLC (McLean, Va.).

"Utilizing machine learning models to characterize a relationship between a user and an entity" was invented by Meghnath Sharma (Chantilly, Va.), Vivek Bharatam (Aldie, Va.) and Dinanath Nadkarni (Wake Forest, N.C.).

According to the abstract* released by the U.S. Patent & Trademark Office: "In some implementations, a device may identify an account associated with a user, and the account may be managed by an entity. The device may determine, using at least one machine learning model, a classification of the user that indicates a level of quality of a relationship between the user and the entity. The d...