ALEXANDRIA, Va., Nov. 6 -- United States Patent no. 12,462,259, issued on Nov. 4, was assigned to BREAD FINANCIAL PAYMENTS INC. (Columbus, Ohio).
"Private label account number protection" was invented by Arthur Roca (Columbus, Ohio), Randall Piatt (Blacklick, Ohio), Tom Pugh (Powell, Ohio) and Rachit Sood (Columbus, Ohio).
According to the abstract* released by the U.S. Patent & Trademark Office: "A system and method for private label account number protection is described. A method receives, at a retail computing system, a private label credit account number being proffered to make a private label credit purchase. A request for authorization for the purchase is provided from the retail computing system to a private label credit account p...