ALEXANDRIA, Va., Sept. 17 -- United States Patent no. 12,417,467, issued on Sept. 16, was assigned to Block Inc. (Oakland, Calif.).
"Electronic reward offer management" was invented by Brandon Jacoby (New York), Owen Jennings (San Francisco) and Ali Hussain (Waterloo, Canada).
According to the abstract* released by the U.S. Patent & Trademark Office: "Systems and methods for electronic reward offer management are disclosed. For instance, a system identifies, using a machine learning model, reward offer(s) for a user of a payment service. The system sends, to a client device of the user, a request to display the reward offer(s) together with a virtual payment card (associated with a payment account issued by the payment service to the user...