ALEXANDRIA, Va., Oct. 21 -- United States Patent no. 12,443,943, issued on Oct. 14, was assigned to Block Inc. (Oakland, Calif.).

"Discovery and communication using direct radio signal communication" was invented by Daniele Perito (San Francisco), Shuvo Chatterjee (San Francisco), Nathan Spindel (San Francisco) and Jesse Wilson (Waterloo, Canada).

According to the abstract* released by the U.S. Patent & Trademark Office: "Methods, systems, and apparatus, including computer programs encoded on computer storage media, for discovery of and communication with nearby devices using direct radio signal communication. One of the methods includes receiving, by a payment service system, a message authorizing a payment from a user account to a merch...