ALEXANDRIA, Va., Nov. 6 -- United States Patent no. 12,462,271, issued on Nov. 4, was assigned to Block Inc. (Oakland, Calif.).
"Intelligent tender options" was invented by Rohini Pandhi (San Francisco), Sudheer Anne (San Francisco) and Paul Silvis (San Francisco).
According to the abstract* released by the U.S. Patent & Trademark Office: "Intelligent tender options for payment are described. In an example, buyer and seller profiles can be stored in a datastore associated with a service provider. The profiles can include interaction data including historical transaction data. A machine learning model can be trained using at least a portion of the historical transaction data. Responsive to receiving transaction data for a current transacti...