ALEXANDRIA, Va., Nov. 11 -- United States Patent no. 12,469,089, issued on Nov. 11, was assigned to Block Inc. (Oakland, Calif.).
"Advancement of earned wages via payroll service" was invented by Zachary Haitz (San Leandro, Calif.), Jeffrey Rauch (San Francisco) and Walid Owais (Richmond, Texas).
According to the abstract* released by the U.S. Patent & Trademark Office: "A payroll service can receive, from an employee's device, a request for early payment of earned wages for work performed for an employer. The payroll service can determine that the employee is eligible for the early payment of payroll funds. The payroll service facilitates transfer of a portion of the earned wages from a financial account of the payroll service to a finan...