ALEXANDRIA, Va., July 30 -- United States Patent no. 12,373,876, issued on July 29, was assigned to Block Inc. (Oakland, Calif.).
"Transaction modification based on modeled profiles" was invented by Abhay Kumar (San Francisco), Dan Hipschman (San Francisco), Rong Yan (Palo Alto, Calif.), John Berian James (San Francisco), Gian Perrone (San Francisco) and Mai Leduc (San Francisco).
According to the abstract* released by the U.S. Patent & Trademark Office: "Transaction modification based on modeled profiles is described. In an example, transaction data can be received from merchant computing devices associated with merchants associated with a payment processing system. A model can be trained to generate profiles using, as training data, one...