ALEXANDRIA, Va., Sept. 17 -- United States Patent no. 12,417,267, issued on Sept. 16, was assigned to Bank of America Corp. (Charlotte, N.C.).

"Secure user authentication through hardware analysis and monitoring" was invented by George Albero (Charlotte, N.C.) and Morgan S. Allen (Waxhaw, N.C.).

According to the abstract* released by the U.S. Patent & Trademark Office: "Arrangements for secure user authentication through hardware analysis and monitoring are provided. In some aspects, a computing platform may receive, from one or more hardware devices, user interaction data. The computing platform may establish a baseline indicating an expected usage pattern of the user. The computing platform may receive, from the one or more hardware dev...