US Patent Issued to Bank of America on Oct. 7 for "Pre-access automated login to computing devices, applications and web sites/services based on machine-learning determined user access patterns" (North Carolina, New York Inventors)

ALEXANDRIA, Va., Oct. 8 -- United States Patent no. 12,438,868, issued on Oct. 7, was assigned to Bank of America Corp. (Charlotte, N.C.).

"Pre-access automated login to computing devices, applications and web sites/services based on machine-learning determined user access patterns" was invented by Maharaj Mukherjee (Poughkeepsie, N.Y.) and George Anthony Albero (Charlotte, N.C.).

According to the abstract* released by the U.S. Patent & Trademark Office: "User authentication/login occurs prior to a user accessing a network, application, web site/service or coming in contact with a computing device. Pre-authenticating/logging-in of users in advance of the user visiting or accessing the computing technology. A single device passcode that un...