ALEXANDRIA, Va., Oct. 8 -- United States Patent no. 12,439,251, issued on Oct. 7, was assigned to Bank of America Corp. (Charlotte, N.C.).

"AI-based multi-mode wireless access protocol (MMWAP)" was invented by Yash Pant Dashputra (Hyderabad, India), Tirupathirao Madiya (Hyderabad, India), Kiran Kumar Vemuri (Hyderabad, India) and Yellaiah Ponnameni (Hyderabad, India).

According to the abstract* released by the U.S. Patent & Trademark Office: "Aspects of the disclosure relate to a multi-mode wireless access protocol (MMWAP). A redirection router may receive a pre-association request, from a user communication device, and send an acknowledgment of the pre-association request. The user communication device may further transmit authorization ...