ALEXANDRIA, Va., Oct. 28 -- United States Patent no. 12,455,975, issued on Oct. 28, was assigned to Bank of America Corp. (Charlotte, N.C.).

"System and method for secure document retrieval and sharing using multistage encryption and authorization" was invented by Prashant Anna Bidkar (Delhi, India), Ranjan Verma (Haryana, India), Krishnan T R (New Delhi) and Prashant Khare (Maharashtra, India).

According to the abstract* released by the U.S. Patent & Trademark Office: "Systems, computer program products, and methods are described herein for secure document retrieval and sharing using multistage encryption and authorization. The method includes receiving a user location verification request for an account associated with a user. The user ...