ALEXANDRIA, Va., Oct. 28 -- United States Patent no. 12,452,826, issued on Oct. 21, was assigned to Bank of America Corp. (Charlotte, N.C.).

"Systems and methods for controlling electronic communications in real time via an artificial intelligence engine based on location data and user data" was invented by Monika V. Kapur (Jacksonville, Fla.), Christine D. Black (Brooksville, Maine), Jinna Zevulun Kim (Charlotte, N.C.), Jennifer Tiffany Renckert (Middleburg, Fla.), Jo-Ann Taylor (Godalming, Great Britain) and Vijaya L. Vemireddy (Plano, Texas).

According to the abstract* released by the U.S. Patent & Trademark Office: "Systems, computer program products, and methods are described herein for controlling electronic communications in real t...