US Patent Issued to Bank of America on Oct. 21 for "System and method for user authentication using a static authentication matrix" (New Jersey, South Carolina, North Carolina, Illinois, Texas, Rhode Island Inventors)

ALEXANDRIA, Va., Oct. 28 -- United States Patent no. 12,452,232, issued on Oct. 21, was assigned to Bank of America Corp. (Charlotte, N.C.).

"System and method for user authentication using a static authentication matrix" was invented by Ravi Joshi (Pennington, N.J.), Anna Kristen Pingel Berry (Indian Land, S.C.), Olga Caroline Kocharyan (Matthews, N.C.), Luqman Abdul Hakeem Sharief (Libertyville, Ill.), Shweta Ambulkar (Plainsboro, N.J.), Angela F. Ianni (Lincoln, R.I.), Michael William Whitaker (Fort Worth, Texas) and Benjamin Daniel Hardman (Harrisburg, N.C.).

According to the abstract* released by the U.S. Patent & Trademark Office: "A method includes receiving a hash of a static password and a hash of a lot-one authentication string ...