ALEXANDRIA, Va., Nov. 18 -- United States Patent no. 12,475,453, issued on Nov. 18, was assigned to Bank of America Corp. (Charlotte, N.C.).

"Micro-data transfer using a dual transmission network" was invented by Manu Kurian (Dallas).

According to the abstract* released by the U.S. Patent & Trademark Office: "Systems and methods for a system architecture for supporting bifurcated data transmission are provided. The system architecture may include a point-of-sale ("POS") device. The system architecture may include a central server. The POS device may break up a transaction request received from a requestor into micro-data. Each micro-data may include a tiny portion of the transaction request and a header. The header may identify the transa...