ALEXANDRIA, Va., Nov. 11 -- United States Patent no. 12,470,534, issued on Nov. 11, was assigned to Bank of America Corp. (Charlotte, N.C.).
"Partial pool credentialing authentication system" was invented by Olga Kocharyan (Matthews, N.C.).
According to the abstract* released by the U.S. Patent & Trademark Office: "Systems, computer program products, and methods are described herein for partial pool credentialing and authentication. The present invention is configured to receive a user request to access an account within a virtual environment using minimal authentication input from the user. Next, the system determines a set of contacts of the account comprising other accounts within the virtual environment that have a relationship with t...