ALEXANDRIA, Va., June 17 -- United States Patent no. 12,314,400, issued on May 27, was assigned to Bank of America Corp. (Charlotte, N.C.).

"Systems and methods for validating the accuracy of an authenticated, end-to-end, digital response system" was invented by Ganesh Chandrasekar (Plano, Texas).

According to the abstract* released by the U.S. Patent & Trademark Office: "Systems and methods for validating the accuracy of an authenticated, end-to-end, digital response system are provided. Methods may include curating a database of training data, including historical profile data and historical interaction data. Profile data may include a name, an identifier, and a set of financial instruments for a plurality of system users. Interaction d...