ALEXANDRIA, Va., March 19 -- United States Patent no. 12,251,638, issued on March 18, was assigned to Bank of America Corp. (Charlotte, N.C.).

"System and method for navigating through a dynamic virtual lounge within a metaverse" was invented by Michael George Horstman (Chicago) and Manu J. Kurian (Dallas).

According to the abstract* released by the U.S. Patent & Trademark Office: "A system for navigating through dynamic virtual lounges comprises a processor associated with a server. The processor is configured to access a virtual environment comprising a virtual lounge and a plurality of associated virtual sub-lounges. The processor is configured to authorize an interaction session between an avatar and the virtual lounge in response to ...