US Patent Issued to Bank of America on March 18 for "System and method for bypassing user authentication through data encapsulation of interaction session information" (New Jersey, North Carolina Inventors)

ALEXANDRIA, Va., March 19 -- United States Patent no. 12,255,881, issued on March 18, was assigned to Bank of America Corp. (Charlotte, N.C.).

"System and method for bypassing user authentication through data encapsulation of interaction session information" was invented by Jitender Singh (Robbinsville, N.J.), Matthew B. Bledsoe (Charlotte, N.C.) and Jennifer Corzo (Ewing, N.J.).

According to the abstract* released by the U.S. Patent & Trademark Office: "An apparatus for bypassing user authentication comprises a memory and a processor. The processor is configured to receive a contextual payload for authentication of a first user and process the contextual payload to identify interaction session information associated with the first user. ...