US Patent Issued to Bank of America on June 3 for "Multi-channel communication authentication and validation" (North Carolina, New York Inventors)

ALEXANDRIA, Va., June 4 -- United States Patent no. 12,323,431, issued on June 3, was assigned to Bank of America Corp. (Charlotte, N.C.).

"Multi-channel communication authentication and validation" was invented by George Anthony Albero (Charlotte, N.C.) and Maharaj Mukherjee (Poughkeepsie, N.Y.).

According to the abstract* released by the U.S. Patent & Trademark Office: "Arrangements for multi-channel communication validation are provided. In some examples, an indication of initiation of a communication session may be received. The communication session may be initiated by a first party via a first communication channel. In response to the indication, one or more validation actions may be generated and sent to a user device associated wi...