ALEXANDRIA, Va., July 9 -- United States Patent no. 12,354,106, issued on July 8, was assigned to Bank of America Corp. (Charlotte, N.C.).

"Behavior-generated and client-event signed immutable transactions" was invented by Geeta Bora (Hyderabad, India) and Vijay Kumar Yarabolu (Telangana, India).

According to the abstract* released by the U.S. Patent & Trademark Office: "Computer-implemented cyber-security, behavior-generated, event-type signed processes and machines provide for authentication and immutable transactions to overcome security risks. Clients submit requests for an immutable transactions and interactions responsive to the request are sent by the server to the client. The server generates behavioral expectations for the intera...