ALEXANDRIA, Va., July 23 -- United States Patent no. 12,368,691, issued on July 22, was assigned to Bank of America Corp. (Charlotte, N.C.).

"System and method for generating alternative information formats using advanced computational models for data analysis and automated processing" was invented by Malinda Kieffer (Chillicothe, Mo.), Tanya A. Wilson (Newark, Del.), Susan J. Moss (Vestal, N.Y.), Andrzej Grabski (Glen Rock, N.J.), Kiran Boosetty (Jacksonville, Fla.), Donna Lee Phillips (Elkton, Md.), Gerard P. Gay (Seattle), Robert Ronald Rosseland Jr. (Huntersville, N.C.), Ravinder Kaur Sodhi (Royse City, Texas), Rahul Kumar Mishra (Skillman, N.J.) and Samuel M. Moiyallah Jr. (Newark, Del.).

According to the abstract* released by the U....