US Patent Issued to Bank of America on July 22 for "Settings optimization engine using artificial intelligence to enhance client privacy" (North Carolina, New York Inventors)

ALEXANDRIA, Va., July 23 -- United States Patent no. 12,367,524, issued on July 22, was assigned to Bank of America Corp. (Charlotte, N.C.).

"Settings optimization engine using artificial intelligence to enhance client privacy" was invented by Crystal M. Sundaramoorthy (Charlotte, N.C.), Elena Kvochko (New York), Albena N. Fairchild (Spruce Pine, N.C.) and Jinna Kim (Charlotte, N.C.).

According to the abstract* released by the U.S. Patent & Trademark Office: "Aspects of the disclosure relate to using machine learning to modify account privacy settings. A computing platform may identify initial account settings for an individual of a plurality of individuals. Using a settings optimization model, the computing platform may identify account ...