ALEXANDRIA, Va., July 23 -- United States Patent no. 12,367,127, issued on July 22, was assigned to Bank of America Corp. (Charlotte, N.C.).

"Dynamic response generation based on an anomaly associated with a software application" was invented by Nipun Mahajan (Lawrenceville, N.J.), Pravin Kumar Sankari Bhagavathiappan (Kanyakumari District, India), Amit Mishra (Chennai, India) and Yogesh Raghuvanshi (Princeton, N.J.).

According to the abstract* released by the U.S. Patent & Trademark Office: "A system determines content indicated on a website where a software application is accessible. The system receives a set of rules comprising a first rule that indicates a first generated response is to be published on one or more first platforms. The...