ALEXANDRIA, Va., July 3 -- United States Patent no. 12,348,651, issued on July 1, was assigned to Bank of America Corp. (Charlotte, N.C.).

"Electronic system for convergent distribution of electronic digital certificates" was invented by Manu Jacob Kurian (Dallas).

According to the abstract* released by the U.S. Patent & Trademark Office: "Systems, computer program products, and methods are described herein for the convergent distribution of electronic digital certificates. The present invention may be configured to generate electronic digital certificates associated with artifacts, store the electronic digital certificates on a distributed ledger, and record, on the distributed ledger, interests of the users in the electronic digital cer...