ALEXANDRIA, Va., Jan. 13 -- United States Patent no. 12,526,274, issued on Jan. 13, was assigned to Bank of America Corp. (Charlotte, N.C.).

"Geolocated portable authenticator for transparent and enhanced information-security authentication of users" was invented by Edward Lee Traywick (Bellbrook, Ohio), Joshua Johnson (Denver, N.C.) and Ava Elizabeth Wallace (Charlotte, N.C.).

According to the abstract* released by the U.S. Patent & Trademark Office: "An information-security process for enhanced user authentication is disclosed. In addition to username, password, dual-factor and/or other security, an authenticator is worn or carried on the person of a user. The authenticator can be detected to be within local range of a workstation and/o...