US Patent Issued to Bank of America on Feb. 3 for "Verifying human interaction through an encrypted channel" (American, British Inventors)

ALEXANDRIA, Va., Feb. 3 -- United States Patent no. 12,542,776, issued on Feb. 3, was assigned to Bank of America Corp. (Charlotte, N.C.).

"Verifying human interaction through an encrypted channel" was invented by Manu Kurian (Dallas), Ana Maxim (Arlington, Va.), Vinesh Patel (London) and Michael Young (Davidson, N.C.).

According to the abstract* released by the U.S. Patent & Trademark Office: "Apparatus and methods to verify human interaction through an encrypted channel are provided. A human verification program may create an encrypted channel between two or more devices when a communication between users of the devices is started. Data may be transferred over the encrypted channel when a user performs a verifiably human action. The dat...