ALEXANDRIA, Va., Feb. 19 -- United States Patent no. 12,231,901, issued on Feb. 18, was assigned to Bank of America Corp. (Charlotte, N.C.).

"Resource exchange event verification based on subscriber identity module (SIM) card feature comparison" was invented by Shailendra Singh (Maharashtra, India).

According to the abstract* released by the U.S. Patent & Trademark Office: "An intelligent system for resource exchange event verification/authentication based on a comparison between the known Subscriber Identity Module (SIM) card features and the real-time extracted SIM card features. SIM card features are initially extracted from the SIM card of a user's mobile communication device and stored in a SIM card feature file that is associated wi...