ALEXANDRIA, Va., Dec. 9 -- United States Patent no. 12,493,677, issued on Dec. 9, was assigned to Bank of America Corp. (Charlotte, N.C.).

"Methods and systems for behavioral bio fingerprinting analysis" was invented by Kalyan V. Pasumarthi (Plano, Texas).

According to the abstract* released by the U.S. Patent & Trademark Office: "Methods and systems for providing a behavioral bio fingerprinting analysis system. The system includes an electronic system with a receiver for receiving a request from a user's mobile device. The mobile device includes an electronic file for storing behavioral data. The system further comprises an in-house AI model for retrieving behavioral data about a user. The system further includes a processor for generati...