ALEXANDRIA, Va., Aug. 26 -- United States Patent no. 12,399,964, issued on Aug. 26, was assigned to Bank of America Corp. (Charlotte, N.C.).

"System and method for generating a virtual experience in a virtual environment" was invented by Anushka Pandey (Chennai, India), Rajat Singla (Noida, India), Siva Kesava (Anantapur, India), Praveen Kumar Parsa (Telangana, India), Murugan Vasudevan (Coimbatore, India), Krithika Viswanathan (Chennai, India) and Amit Mishra (Chennai, India).

According to the abstract* released by the U.S. Patent & Trademark Office: "A system includes a memory and a processor coupled to the memory. The processor receives a first user credential associated with a first user and authorizes an avatar of the first user to e...