US Patent Issued to Bank of America on Aug. 26 for "Dynamic custom automated teller machine (ATM) payload" (Indian Inventors)

ALEXANDRIA, Va., Aug. 26 -- United States Patent no. 12,400,199, issued on Aug. 26, was assigned to Bank of America Corp. (Charlotte, N.C.).

"Dynamic custom automated teller machine (ATM) payload" was invented by Saurabh Garg (Faridabad, India), Maneesh Kumar Sethia (Hyderabad, India), Shailendra Singh (Thane West, India) and Ajay Kumar Gowni (Hyderabad, India).

According to the abstract* released by the U.S. Patent & Trademark Office: "Systems, methods, and apparatus are provided for implementing a dynamically customized ATM payload. An ATM may extract a user identifier and home region during a session. The ATM may be a node on a distributed network and securely publish data to a distributed hash table. Extracted data may trigger smart c...