ALEXANDRIA, Va., Aug. 20 -- United States Patent no. 12,395,483, issued on Aug. 19, was assigned to Bank of America Corp. (Charlotte, N.C.).
"System and method for enhancing multi-factor authentication" was invented by Timucin Ozugur (Fairview, Texas).
According to the abstract* released by the U.S. Patent & Trademark Office: "A system for enhancing multi-factor authentication comprises a processor associated with a server. The processor receives a first request with user identity data to access an application service from a user device. The processor generates a multi-factor authentication code to verify a user identity and a user device. The processor implements a customized operation rule with the multi-factor authentication code and a...