ALEXANDRIA, Va., Aug. 12 -- United States Patent no. 12,386,940, issued on Aug. 12, was assigned to Bank of America Corp. (Charlotte, N.C.).
"Two-factor authentication integrating dynamic QR codes" was invented by Jennifer Sanctis (Charlotte, N.C.), Taylor Farris (Hoboken, N.J.) and Vishwas Korde (Matthews, N.C.).
According to the abstract* released by the U.S. Patent & Trademark Office: "A method for authenticating a user into a session on an entity application running on a computing device is provided. The method may include using a mobile device of the user as an authenticator. The method may include capturing by the mobile device, a dynamic quick response ("QR") code displayed on the computing device. The method may include transmitti...