ALEXANDRIA, Va., June 6 -- United States Patent no. 12,284,255, issued on April 22, was assigned to Bank of America Corp. (Charlotte, N.C.).

"System and method for generating two-sided electronic interaction requests for completing resource transfers" was invented by Charles Russell Kendall (Snoqualmie, Wash.) and Richard C. Clow II (Morristown, N.J.).

According to the abstract* released by the U.S. Patent & Trademark Office: "Embodiments of the present invention provide a system for generating two-sided electronic interaction requests for completing resource transfers. In particular, the system may be configured to cause an entity system to transmit interaction data associated with an interaction between a user and a third party system, ...