ALEXANDRIA, Va., July 23 -- United States Patent no. 12,367,475, issued on July 22, was assigned to Apple Inc. (Cupertino, Calif.).

"Initiation of online payments using an electronic device identifier" was invented by Timothy S. Hurley (Cupertino, Calif.).

According to the abstract* released by the U.S. Patent & Trademark Office: "Systems, methods, and computer-readable media for conducting payments are provided. In one example embodiment, a commercial entity system, in communication with a merchant subsystem and a payment electronic device, includes at least one processor component, at least one memory component, and at least one communications component, wherein the commercial entity system is configured to receive transaction request d...