ALEXANDRIA, Va., June 19 -- United States Patent no. 12,333,547, issued on June 17, was assigned to APEX TECHLINK INC. (Glendale, Calif.).
"Online check clearance system" was invented by Yuh-Shen Song (Porter Ranch, Calif.), Catherine Lew (Porter Ranch, Calif.), Alexander Song (Porter Ranch, Calif.) and Victoria Song (Porter Ranch, Calif.).
According to the abstract* released by the U.S. Patent & Trademark Office: "A computerized method verifies an issued check by receiving, from a check issuer computer system of a checking account holder at a payer financial institution, first check information comprising: a first routing number, account number, check number, and dollar amount associated with an issued check. The method also receives, fr...