US Patent Issued to AMERICAN EXPRESS TRAVEL RELATED SERVICES on Nov. 25 for "Hyper-personalized identity-based financial system" (Arizona, New Jersey Inventors)

ALEXANDRIA, Va., Nov. 25 -- United States Patent no. 12,481,979, issued on Nov. 25, was assigned to AMERICAN EXPRESS TRAVEL RELATED SERVICES COMPANY INC. (New York).

"Hyper-personalized identity-based financial system" was invented by Rares Ioan Almasan (Phoenix), Rebecca L. Henry (Phonix, Ariz.), Swatee Singh (Scottsdale, Ariz.) and Kenneth M. Wolf (Perrineville, N.J.).

According to the abstract* released by the U.S. Patent & Trademark Office: "Systems and methods for identity-based interconnected transactions are disclosed. The system may receive an interconnected transaction request comprising a first financial subsystem identifier, a second financial subsystem identifier, and a transaction request. The first financial subsystem and th...