ALEXANDRIA, Va., June 16 -- United States Patent no. 12,307,477, issued on May 20, was assigned to American Express Travel Related Services Co. Inc. (New York).
"Generating user points for payment actions in payment processing systems" was invented by Devin Robert Kempton (Rye Brook, N.Y.).
According to the abstract* released by the U.S. Patent & Trademark Office: "Disclosed are various embodiments for generating user points for payment actions applied to an owed balance from eligible payment accounts or source accounts associated with an entity. In some examples, a system comprises a computing device that is configured to receive payment action data from a client device associated with a user identifier. A payment action is identified fo...