ALEXANDRIA, Va., Aug. 6 -- United States Patent no. 12,380,415, issued on Aug. 5, was assigned to AMERICAN EXPRESS TRAVEL RELATED SERVICES COMPANY INC. (New York).

"Payment instrument adaptable for multiple central bank digital currencies" was invented by Lucky Bimolaksono (Hurlstone Park, Australia), Dean Ernest Arthur Nicolson (Wattle Grove, Australia) and Matthew Stephen Bodell (New York).

According to the abstract* released by the U.S. Patent & Trademark Office: "Disclosed are various embodiments for a payment instrument, such as a payment card or a client device, that interfaces with multiple central bank digital currency (CBDC) networks associated with different countries and territories. In one non-limiting example, the system comp...