ALEXANDRIA, Va., June 9 -- United States Patent no. 12,288,203, issued on April 29, was assigned to American Express Travel Related Services Co. Inc. (New York).

"Systems and methods for an electronic wallet payment tool" was invented by Andras L. Ferenczi (Peoria, Ariz.), Vishnuvajhala V. Subrahmanyam (Phoenix), Yuval Refua (New York) and Sathish B. Muthukrishnan (Phoenix).

According to the abstract* released by the U.S. Patent & Trademark Office: "The systems may include transmitting wallet provider script to a payment service provider server, presenting an electronic wallet payment tool on a merchant checkout page, receiving a first selection of the electronic wallet payment tool, retrieving an electronic wallet comprised in a transact...