ALEXANDRIA, Va., July 9 -- United States Patent no. 12,352,598, issued on July 8, was assigned to Allstate Insurance Co. (Northbrook, Ill.).

"Personalized driving risk modeling and estimation system and methods" was invented by Sunil Chintakindi (Menlo Park, Calif.) and Anuradha Kodali (Fremont, Calif.).

According to the abstract* released by the U.S. Patent & Trademark Office: "Systems and methods in accordance with aspects of this disclosure may be provided to determine and calculate an overall driving risk index value corresponding to a driver and scene configuration. The overall driving risk index value may provide driving risk modeling and estimation at a personalized driving level. In some cases, the overall driving risk index value...