ALEXANDRIA, Va., June 6 -- United States Patent no. 12,282,965, issued on April 22, was assigned to Allstate Insurance Co. (Northbrook, Ill.).
"Personalized insurance systems" was invented by Robert Wasserman (Wheaton, Ill.).
According to the abstract* released by the U.S. Patent & Trademark Office: "Personalized insurance systems, including vehicle-based devices and modules, insurance system servers, personal mobile devices, and other computing devices, may operate individually or in combination to determine and implement personalized vehicle insurance policies. Such policies may be driver-specific, time-specific, vehicle-specific, and/or driving-trip specific. Various driver data, vehicle data, and driving trip data may be received and ...