ALEXANDRIA, Va., Sept. 23 -- United States Patent no. 12,423,689, issued on Sept. 23, was assigned to Alipay (Hangzhou) Information Technology Co. Ltd. (Hangzhou, China).
"Payment service implementation methods and apparatuses" was invented by Bingying Zhu (Hangzhou, China), Zhi Xin (Hangzhou, China), Wei Yuan (Hangzhou, China) and Xiaofei Wan (Hangzhou, China).
According to the abstract* released by the U.S. Patent & Trademark Office: "Embodiments of this specification provide a payment service implementation method and apparatus. According to the method in the embodiments, when a payment service is performed, anonymous processing needs to be performed on original payment account information. First, a random number is used to perform tra...